Hail · wind · storm damage — northern Utah
Hail or storm damage to your roof? We document it, meet the adjuster with you, and write the supplement.
Helping homeowners through a storm damage claim is what 360 Roofing specializes in. We have helped homeowners through more than 500 storm damage claims. The claim stays yours, start to finish.
Just had a storm come through? Don't climb up there. Call us — a real person answers, and the storm inspection is free.
What we specialize in
The insurance company has an adjuster. Now you have us.
Our job is to make sure you are treated fairly: that every bit of storm damage is found, documented and shown to the adjuster.
Storm damage is easy to underestimate from the ground, so we photograph and measure what hail and wind actually did before the adjuster arrives.
We are always available to meet the adjuster, and we go up on the roof with them. Most local adjusters know us and know the work we do. We work well together to help homeowners, which makes the process easier and less stressful for you. If the estimate leaves out work the roof needs, we write the supplement. The claim stays yours, and your insurer decides what is covered.
The roof itself is built by our own local crew. TAMKO Pro Diamond Contractor — up to 25-year manufacturer-backed workmanship on qualifying TAMKO systems. Emergency leak? Emergency roof repair runs alongside the claim.
How the claim works
Four steps. We carry all of them.
Call us first
Before the insurance call, get a free storm inspection. We document the damage properly — photos, measurements, and an honest read on whether a claim is even worth filing.
We document it
If the damage warrants a claim, you file it — with our photos, measurements, and a written inspection report in hand. When the adjuster comes out, we're on the roof with them so nothing gets missed.
We write the supplement
If the adjuster's scope misses something, we write a supplement with the photos and measurements to match, for you and the carrier to review. The claim stays yours — we make sure the paperwork reflects the roof, in plain English the whole way.
We build the roof
Our own local crew does the work — most full replacements in a single day — installed to the standard TAMKO's top contractor tier certifies us for.
Before you sign anything
Straight answers on Utah storm claims.
What to expect at the adjuster’s roof inspection
What the insurance adjuster checks, how to get ready, what to say, and how fast Utah rules require your insurer to answer.
Read the guideA roofer knocked on my door after the storm
Six quick checks, the red flags, and your rights under Utah law before you sign anything or let anyone on your roof.
Read the guideCan a roofer pay my deductible in Utah?
No. What Utah law says about deductibles, what counts as a rebate, and your rights on an insurance-paid roof.
Read the guideThe 25% roofing rule: does it apply in Utah?
Utah has no 25% rule. Where it comes from, and what Utah's building code and insurance rules really say about repair or replacement.
Read the guide
Questions about storm claims
Hail and storm damage: common questions.
- Should I call a roofer or my insurance company first?
- Call us first. A free storm inspection tells you whether the damage is worth a claim before you file one. If it is, you file it with our photos, measurements and written inspection report in hand.
- What does hail damage look like on a roof?
- Round bruises where the granules have been knocked off the shingle, dents in the roof vents, flashing and rain gutters, and granules collecting in the gutters. Much of it can't be seen from the ground, which is why the inspection matters.
- Will you meet the insurance adjuster at my house?
- Yes. We are always available to meet the adjuster, and we go up on the roof with them. Most local adjusters know us and know the work we do. We work well together to help homeowners, which makes the process easier and less stressful for you. The claim stays yours, and your insurer decides what is covered. What to expect at the adjuster's roof inspection
- Who files the insurance claim?
- You do. The claim is yours from start to finish. We document the damage, meet the adjuster with you, and write the supplement.
- What if the adjuster's estimate misses something?
- We write a supplement with the photos and measurements to match, for you and the insurance company to review.
- Can a roofer pay or waive my deductible?
- No. Utah law bans roofers from paying, waiving or discounting your insurance deductible. Can a roofer pay my deductible in Utah?
- Can I finance my deductible?
- Yes. You can pay your deductible with our financing, and in some cases we can set up a payment plan with us directly. You still pay the full deductible; financing only spreads it out. Roof financing
- Does Utah have a 25% rule for roof repairs?
- No. That rule comes from Florida's building code. The 25% roofing rule: does it apply in Utah?
- A roofer knocked on my door after the storm. What should I do?
- Check them before you sign anything or let anyone on your roof. Six quick checks for a door-knocking roofer
Free inspection & estimate
Get the free storm inspection first.
Ten minutes on your roof tells you whether a claim makes sense — before the insurance clock starts. A real person replies, no spam.
$0 Down · 0% APR Financing — on approved credit.
Call (435) 750-9400Free Inspection & Estimate
Tell us where the roof is — we'll take it from there.